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Finance

0% Finance

We offer 0% finance in all our stores with a deposit of as little as 10%. 0% Finance can be an excellent way to spread the cost of buying a new bike, set of wheels, or groupset.

0% Finance Options are as follows:

£800 and above – 6 or 12 Months Interest Free
£1500 and above – 6, 12 or 18 Months Interest Free
£2500 and above – 6, 12, 18 or 24 Months Interest Free
£3000 and above – 6, 12, 18, 24 or 36 Months Interest Free

Examples of Finance

£800 Bike with a 10% Deposit of £80 = £720 to pay over 6 months @ £120 a month
£1000 Bike with a 10% Deposit of £100 = £900 to pay over 12 months @ £75 a month
£1400 Bike with 10% Deposit of £140 = £1260 to pay over 18 months @ £70 a month
£2000 bike with 10% Deposit of £200 = £1800 to pay over 24 months @ £75 a month
£3000 bike with 10% deposit of £300 = £2700 to pay over 36 months @ £75 a month

Please note that Sale or discounted bikes cannot be put on 0% finance unless otherwise stated. We are able to offer a standard Finance APR of 19.5% on sale bikes. Please contact us for further details on this.

Balfa UK Limited t/a Mountain Mania Cycles and The Road Room, is VAT registered in England and Wales under 871726014. Registered office: 62 Wantage Road, Didcot, Oxfordshire, OX11 0BY. Mountain Mania Cycles acts as a credit broker and only offers credit products from Hitachi Capital (UK) PLC. Mountain Mania Cycles is authorised and regulated by the Financial Conduct Authority. Our registration number is 643843. Credit provided subject to age and status.